Spend Split vs Mint
Which One Fits You?
Mint is gone — here’s a simple, affordable replacement
Mint was the budgeting app for millions — until Intuit shut it down in March 2024 and pointed users to Credit Karma, which doesn’t offer the same budgeting experience. If you’re still looking for a home for your budgets and expense tracking, here’s how Spend Split stacks up against what Mint used to offer.
| Feature | Spend Split | Mint |
|---|---|---|
| Status | Active & in development | Discontinued (March 2024) |
| Monthly price | $3.99/mo (free plan available) | Was free, ad-supported |
| Lending & borrowing tracker | Built-in, with due dates & partial payments | Never available |
| Multi-currency | 150+ currencies | US/Canada focused |
| Budgets | Category budgets with alerts | Had category budgets |
| Ads & data monetization | No ads — we never sell your data | Ad-supported, offer-driven |
| Bank sync | Manual-first (no bank logins needed) | Had automatic bank import |
Pricing and features as of June 2026 — check Mint's site for their latest details.
Where Mint shines
- •It was completely free (supported by ads and financial offers)
- •Automatic bank syncing for US and Canadian banks
- •Credit score monitoring built in
Where Spend Split shines
- Actively developed — not shut down
- Dedicated lending & borrowing tracker Mint never had
- 150+ currencies — works worldwide, not just North America
- No ads and no selling your financial data
- A real free plan, plus Premium at just $3.99/mo
- Simple, fast manual entry — no bank credentials required
The verdict
Mint’s shutdown left a real gap. If what you miss is straightforward expense tracking and budgets — without ads built on your financial data — Spend Split covers that for $3.99/month, and adds a lending tracker Mint never offered.
Common questions
Is Mint still available?
No — Intuit shut down Mint in March 2024 and directed users to Credit Karma, which doesn’t include Mint’s full budgeting features. Former Mint users need a new home for budgets and expense tracking.
Is Spend Split a good Mint alternative?
If you used Mint for expense tracking and budgets, Spend Split covers both — plus a lending tracker and 150+ currencies. It uses quick manual entry rather than bank syncing, and Premium costs $3.99/month with a 1-month free trial.
Does Spend Split sell my data like free apps do?
No. Spend Split is funded by its subscription, not by ads or data. Your financial data is never sold to third parties.
Try Spend Split free for 1 month
All Premium features included. No credit card required.
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