Privacy Policy

Our Commitment

At Spendwise, your privacy is our top priority. We believe your financial data is yours and yours alone. We will never sell, rent, or share your personal information with third parties for marketing purposes.

What Data We Collect

• • Account Information: Email address, name (optional)
• • Financial Data: Transactions, budgets, lending records you create
• • Usage Data: App analytics to improve performance
• • Device Info: Device type, OS version for compatibility

How We Use Your Data

• • Provide and improve the Spendwise app
• • Sync your data across devices (optional)
• • Send important app updates and notifications
• • Analyze usage to fix bugs and improve features

Data Security

Your financial data is encrypted using bank-level AES-256 encryption both in transit and at rest. We use industry-standard security measures to protect your information.

• • End-to-end encryption for cloud sync
• • Local data stored securely on your device
• • Regular security audits
• • No access to your data without your permission

Your Rights

You have complete control over your data:

• • Access: View all your data anytime
• • Portability: Your data belongs to you
• • Delete: Permanently delete your account and all associated data
• • Opt-out: Disable cloud sync and analytics at any time

Third-Party Services

We use minimal third-party services:

• • Cloud hosting (encrypted storage)
• • Analytics (anonymized usage data)
• • Payment processing (for subscriptions only)

We do NOT use:

• • Advertising networks
• • Data brokers
• • Social media tracking

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes via email or in-app notification. Continued use of Spendwise after changes indicates acceptance of the updated policy.

Contact Us

If you have any questions about this privacy policy or how we handle your data, please contact us at:

privacy@spendwise.app